:root {
  --ins-sky-blue: #54ABDF;
  --ins-deep-blue: #03213D;
  --ins-ice-blue: #E2EEF4;
  --ins-action-orange: #FF8A3D;
  --ins-white: #FFFFFF;
  --ins-light-gray: #F3F3F3;
}

.ins-container {
  max-width: var(--layout-max-width);
  margin: 0 auto;
  padding: 0 var(--layout-gutter);
}

/* Typography */
.ins-h1, .ins-h2, .ins-h4 {
  font-family: sans-serif;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 1.5rem;
  color: var(--ins-deep-blue);
}

.ins-h1 { font-size: 3rem; }
.ins-h2 { font-size: 2.25rem; }
.ins-h4 { font-size: 1.25rem; margin-top: 1.33em; margin-bottom: 1rem; }

.ins-body, .ins-body-large, .ins-body-small {
  font-family: sans-serif;
  line-height: 1.6;
  color: var(--ins-deep-blue);
  margin-bottom: 1.25rem;
}

.ins-body-large { font-size: 1.25rem; }
.ins-body-small { font-size: 1rem; }

.ins-eyebrow {
  text-transform: uppercase;
  font-weight: 700;
  font-size: 0.875rem;
  letter-spacing: 0.05em;
  margin-bottom: 1rem;
  color: var(--ins-deep-blue);
}

/* Buttons */
.ins-btn-primary {
  display: inline-block;
  background-color: var(--ins-action-orange);
  color: var(--ins-deep-blue);
  padding: 0.875rem 2rem;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 700;
  transition: transform 0.2s ease;
}

.ins-btn-primary:hover {
  transform: translateY(-2px);
}

.ins-btn-secondary {
  display: inline-block;
  background-color: transparent;
  color: var(--ins-white);
  padding: 0.875rem 2rem;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 700;
  border: 2px solid var(--ins-white);
  transition: background 0.2s ease;
}

.ins-btn-secondary:hover {
  background: rgba(255,255,255,0.1);
}

.ins-link {
  color: var(--ins-deep-blue);
  font-weight: 700;
  text-decoration: underline;
  display: inline-block;
  margin-top: 0.5rem;
}

/* Hero Section */
.ins-hero {
  position: relative;
  background-image: linear-gradient(145deg, rgb(3, 33, 61) 30%, rgba(3, 33, 61, 0.78) 100%), url('Header_DAM_Versicherungen_AdmiralCloud.jpg');
  background-size: cover;
  background-position: center;
  padding: 100px 0;
  min-height: 600px;
  display: flex;
  align-items: center;
}

.ins-hero__content {
  max-width: 650px;
}

.ins-hero .ins-h1, 
.ins-hero .ins-body-large, 
.ins-hero .ins-eyebrow {
  color: var(--ins-white);
}

.ins-hero .ins-eyebrow { color: var(--ins-sky-blue); }

/* Split Section */
.ins-split {
  padding: 80px 0;
  background-color: var(--ins-white);
}

.ins-split__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.ins-img-responsive {
  max-width: 100%;
  height: auto;
  border-radius: 8px;
}

/* Highlights Section */
.ins-highlights {
  padding: 80px 0;
  background-color: var(--ins-light-gray);
}

.ins-highlights__intro {
  max-width: 800px;
  margin-bottom: 60px;
}

.ins-highlights__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

.ins-card {
  background: var(--ins-white);
  padding: 2.5rem;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.05);
  display: flex;
  flex-direction: column;
}

/* Approach Section */
.ins-approach {
  position: relative;
  background-image: linear-gradient(90deg, rgba(255, 255, 255, 0.3) 0%, rgb(255, 255, 255) 63%), url('university-students-with-laptop.jpg');
  background-size: cover;
  background-position: center;
  padding: 100px 0;
}

.ins-approach__panel {
  max-width: 700px;
  margin-left: auto;
}

.ins-steps {
  margin-top: 40px;
}

.ins-step {
  margin-bottom: 40px;
  padding-left: 20px;
  border-left: 3px solid var(--ins-sky-blue);
}

/* Final CTA Section */
.ins-final-cta {
  padding: 100px 0;
  background: linear-gradient(rgb(3, 33, 61) 0px, rgb(3, 33, 61) 100%);
  text-align: center;
  color: var(--ins-white);
}

.ins-final-cta__content {
  max-width: 800px;
  margin: 0 auto;
}

.ins-final-cta .ins-h2, .ins-final-cta .ins-body {
  color: var(--ins-white);
}

.ins-cta-group {
  display: flex;
  gap: 20px;
  justify-content: center;
  margin-top: 40px;
}

.ins-cta-wrapper {
  margin-top: 2rem;
  margin-bottom: 2rem;
}

/* Responsive */
@media (max-width: 900px) {
  .ins-split__grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .ins-approach {
    background-image: linear-gradient(rgba(255,255,255,0.9), rgba(255,255,255,0.9)), url('university-students-with-laptop.jpg');
  }
  
  .ins-approach__panel {
    margin-left: 0;
    max-width: 100%;
  }
}

@media (max-width: 640px) {
  .ins-h1 { font-size: 2.25rem; }
  .ins-h2 { font-size: 1.75rem; }
  .ins-hero { padding: 60px 0; }
  .ins-cta-group {
    flex-direction: column;
    align-items: center;
  }
  .ins-btn-primary, .ins-btn-secondary {
    width: 100%;
    text-align: center;
  }
}

/* Bildserie 07.10.2026: natürliche Proportionen, ohne Vergrößerungsmodus. */
main .insurance-story { margin: 24px 0; min-width: 0; scroll-margin-top: 130px; }
main .insurance-story img { display: block; width: 100%; max-width: 100%; height: auto; aspect-ratio: 3 / 2; object-fit: contain; border-radius: 12px; box-shadow: none; }
main .insurance-story--wide { max-width: 840px; margin: 32px auto; }
main .insurance-story-pair { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; margin-top: 32px; }
main .insurance-story-pair .insurance-story { margin: 0; }
main .insurance-story-stack { display: grid; gap: 20px; }
main .insurance-story-stack .insurance-story { margin: 0; }
@media (max-width: 700px) { main .insurance-story-pair { grid-template-columns: 1fr; gap: 24px; } }